Final chance to potentially boost your state pension?
As has been well publicised by the financial journalist Martin Lewis, if you have ‘missing years’ for National Insurance purposes, until 5 April 2025, you have the opportunity to voluntarily ‘buy’ extra National Insurance years back to 2006. This can then provide you with a higher level of state pension when you reach state pension age.
From 6 April 2025, you will only be able to go back up to 6 years to plug any gaps in your National Insurance record.
You can check your National Insurance record on your Government Gateway account where you can identify any ‘non full’ years. www.gov.uk/check-national-insurance-record
Comprehensive guidance can be found on this link to Martin Lewis’ Money Saving Expert website. How to buy voluntary national insurance contributions